Snap Your Payslip. Get Instant Answers.
Upload a photo of your UK payslip. Our AI reads every figure, checks your tax code against HMRC 2026/27 rates, and explains what each deduction means — in plain English, in under 30 seconds.
Three Steps to Payslip Clarity
No jargon, no signup, no data stored. Just enter your numbers and get answers.
Enter Your Figures
Type in the key numbers from your payslip: gross pay, tax code, income tax, National Insurance, and any other deductions. Takes under a minute.
AI Analyses Everything
Our engine cross-references your figures against HMRC 2026/27 tax bands, NI thresholds, and pension rules. It calculates what you should be paying.
Get Your Report
Receive a clear, plain-English breakdown of every deduction with a verdict: correct, potentially wrong, or needs attention. Actionable next steps included.
Everything You Need to Understand Your Pay
Built specifically for UK employees. Powered by HMRC 2026/27 rates.
AI-Powered Analysis
Our engine checks every line of your payslip against current HMRC rates. Tax code, income tax, NI, pension — all verified in seconds.
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Spot Errors Instantly
Many UK workers end up on the wrong tax code at some point. Our tool flags anomalies on your payslip and tells you exactly what to do about them.
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Plain-English Guides
From understanding 1257L to claiming a tax refund — our library of plain-English guides covers every payslip question.
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Expert Guides
Tax Code Pages
Glossary Terms
Files Stored
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Guides, calculators, decoders and reference tools — all free.
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Frequently Asked Questions
Yes, completely free. There is no signup, no credit card, and no hidden charges. We built this tool to help UK workers understand their pay. We may add a paid “Pro Report” product later — the core check will stay free.
PaySlipIQ does not store payslip images or figures on our servers — they are processed in memory only and discarded immediately after analysis. Analysis is performed by Anthropic Claude (our AI provider), which under its standard commercial terms may retain inputs for up to 30 days for trust-and-safety review and is not used to train models. See our /trust page for full sub-processor disclosure.
Our engine uses the official HMRC 2026/27 tax bands, NI thresholds, and pension rules. However, it is an educational tool — not a replacement for professional tax advice from an accountant or HMRC.
All calculations are based on the 2026/27 UK tax year (6 April 2026 to 5 April 2027), using the latest published HMRC rates and thresholds.
Yes. If your tax code begins with S (e.g. S1257L), our engine applies the Scottish income tax bands automatically. Welsh codes (C prefix) are also supported.
PayslipIQ supports payslips, P60 (year-end statement), P45 (leaving job), P2 (tax code notice), P800 (tax calculation), CIS pay statements (construction subcontractors), and BR19 pension forecasts. See our HMRC Documents footer column for individual decoder pages.
Disclaimer: PayslipIQ provides educational guidance only. It is not financial, tax, or legal advice. Figures are estimates based on the data you entered. Always verify against your employer's payroll, your HMRC personal tax account, or a qualified adviser before making decisions.